Social Security Announces New Cost-of-Living Adjustment (COLA) Checks – What You Need to Know

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Social Security Announces 2025 COLA Increase — Here’s What It Means for You

The Social Security Administration (SSA) has officially announced the 2025 Cost-of-Living Adjustment (COLA), offering relief to millions of Americans navigating higher prices for everyday essentials. While this year’s increase is more modest than 2023’s historic jump, it still represents a meaningful attempt to keep benefits aligned with inflation.

How Much Is the 2025 COLA?

The 2025 COLA is 3.2%, affecting over 70 million people, including:

  • Retired workers

  • Individuals receiving disability benefits

  • Survivors

  • SSI recipients

The new amounts begin appearing in January 2025 checks.

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