Six months. Eight. A year. Not a word about repayment. No budgeting conversations. No small efforts. Instead, my phone filled with photos of weekend getaways, new clothes, wine tastings, fancy dinners. Rick even bought a truck worth more than their mortgage. Lisa posted Disney photos captioned “making memories.”
Meanwhile, I was scraping by, rebuilding from my apartment — teaching tiny workshops, rationing groceries, living with the constant ache of knowing half my safety net was gone… and gone to people who didn’t seem to miss it.
After a year, I finally asked at Sunday dinner, keeping my voice even:
“So… how are things financially?”
Lisa gave me a bright smile. “Much better. Rick even got a bonus.”
Still nothing about the loan. Not even eye contact. That night, something hardened inside me. They weren’t forgetting. They weren’t struggling. They simply weren’t planning to repay me.
Months later, after excuse piled on excuse, I confronted Rick on their patio after Thanksgiving. The air was sharp and cold. My hands trembled — not from the temperature.
“It’s been two years,” I said. “What’s your repayment plan?”Continue reading…
